Nevada LIVE Insurance Project

Nevada LIVE is now in production! Here are lists of all the services available.

For the General Public and Agents

• Registation Status Inquiry to check your registration and current coverage.
• Update Your Insurance if you have recently changed companies or policies.
• Verification Response if you have received a postcard asking you to verify coverage.
• Insurance Suspension Reinstatement If your vehicle registration has been suspended.

• Nevada Insurance Alert lists licensed companies. It also has a toll-free telephone number 1-888-467-4195.
• Sircon Compliance Express lists agencies and producers as well as companies.

• Group A includes insurance companies with web services.
• Group B includes companies without web services that insure more than 500 vehicles in Nevada.
• Group C includes companies without web services that insure less than 500 vehicles in Nevada.

The DMV worked with the insurance industry to implement Nevada LIVE through a IICMVA Nevada Task Force. The group no longer meets.

February 4, 2009

Dear Insurance Industry Representatives:

The Nevada Department of Motor Vehicles (Department) is pleased to announce we are redesigning the method in which evidence of motor vehicle liability insurance will be verified with insurance carriers. The program has been named Nevada LIVE and planned implementation is scheduled for January 2010.

Nevada LIVE will eliminate the need for insurance companies to submit insurance information to the Department via the current medium. Instead, the data will be validated electronically via a web-based service utilizing standards prescribed by the Insurance Industry Committee on Motor Vehicle Administration (IICMVA). The Department is utilizing the IICMVA Model User Guide for Implementing Online Insurance Verification, Version 3.0 dated May 8, 2008, and available at http://www.iicmva.com/iicmva_model_user_guide_v3.doc. IICMVA identifies the following benefits of online insurance verification:

• Online status of insurance information at any point in time.
• Online verification for license plate renewals.
• The matching limitations and data integrity issues of current state reporting programs would be reduced.
• Customer service would be improved because primary search criteria would be based on the business rules within each company.
• Commercial insurance carriers would be in a better position to comply with state mandates.
• Privacy will be protected: Only designated, legally authorized entities will have access. The information provided will be very limited and state of the art technological safeguards, such as the latest methods of encryption, will be included.

The plan is to electronically query participating insurance companies writing Nevada policies during qualifying events and at predetermined intervals. For insurance companies that do not currently have the web-based services, an alternate system of reporting will be established for a limited amount of time to allow for full compliance.

The Department is working closely with an IICMVA Task Force, comprised of insurance industry representatives, to make the transition as smooth as possible. Our goal is to develop a program that meets the legislative intent to ensure all actively registered vehicles are insured.

We have enclosed a short questionnaire for you to complete. Your responses will be very valuable to the development of a successful insurance verification program. You can complete the survey online at www.dmvnv.com/survey or return the completed survey to the address listed above attn: Nevada LIVE survey. Please respond to the questionnaire no later than February 17, 2009.

The Department will be issuing regular updates on the progress and requirements of Nevada LIVE on the internet. You can review the updates at www.dmvnv.com/nvlive.htm.

Questions may be directed to the Department of Motor Vehicles, attn: Nevada LIVE at the address above, by telephone at (775) 684-4689, or by e-mail at bnieto@dmv.nv.gov.

Sincerely,

Martha Barnes, Administrator
Central Services and Records Division